Disclaimer

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Dispute Command provides general education about credit reporting and consumer rights. It is not legal, financial, tax, or credit advice, and it does not create a professional relationship between you and us. Results vary, and no outcome is guaranteed.

We do not provide credit repair

Dispute Command does not provide credit repair services. We do not file, draft, or send disputes on your behalf, and we do not review individual credit reports. You can dispute errors directly with the credit bureaus for free. Nothing on this site is required to exercise your dispute rights.

No advice

Information on this site is general. It does not take into account your circumstances. Before making decisions about credit, debt, or legal rights, consult a qualified professional who knows your situation. If you are being sued, contact an attorney or a legal aid organization right away.

No guarantees

We make no promise that any item will be corrected or removed, that a dispute will succeed, or that a score will change. Accurate, timely information generally cannot be removed by dispute. Bureaus, furnishers, and courts make their own decisions.

Examples

Examples use hypothetical situations. They show how a rule works. They are not personal results or predictions of what you will get.

Accuracy and changes

We build pages from the sources listed at the bottom of each page, and we show the month the sources were last checked. Laws, regulations, bureau policies, addresses, and portals change. Information may be out of date by the time you read it. Confirm current details with the source. If you find something outdated or wrong, please tell us through the contact page.

Third parties

Dispute Command is not affiliated with, endorsed by, or sponsored by any credit bureau, creditor, collector, government agency, or scoring company. Company and agency names belong to their owners.

This site links to external websites we do not control. We are not responsible for their content, terms, or privacy practices.

This site does not currently carry affiliate links. If that changes, pages that contain them will say so at the top.

Next steps

  • About Dispute Command

    Dispute Command is a free education resource on credit report disputes, with every claim traced to the law or agency it comes from. What we do and do not do.

  • Contact

    Contact Dispute Command with questions, corrections, or reports of outdated information. Email only; we cannot give personal legal or financial advice.

  • Privacy policy

    How Dispute Command handles information: analytics, email signups, embedded videos, the deadline calculator, and your choices.