About Dispute Command
Last updated:
Dispute Command is a free education resource for people who found something wrong on a credit report and want to fix it themselves. It explains how the dispute process works under the Fair Credit Reporting Act: which bureau, which portal, which letter, which deadline, and what to do if the first answer is “verified.”
What we publish
Step-by-step guides, plain-English summaries of the law, a free error detection kit, and a deadline calculator. A companion YouTube channel carries the same material in video. The site and the channel are faceless by design. The proof is in the sources, so every claim is tied to the statute or agency page it comes from.
How we source it
Legal claims come from the text of the law, the CFPB, the FTC, and the credit bureaus’ own pages. Each guide lists its sources and shows when they were last checked. See the editorial policy and the list of primary sources.
What we do not do
We do not provide credit repair services. We do not file, draft, or send disputes for anyone. We do not review individual credit reports, and we do not promise approvals, deletions, or score increases. We do not teach ways to remove accurate information, because none exist. We use hypothetical examples, never personal results. We do not provide personalized legal or financial advice, and nothing here replaces advice from a qualified professional who knows your situation.
You can dispute errors directly with the credit bureaus for free. You never need to buy anything from this site to do that.
Affiliate links
This site does not carry affiliate links. If that changes, pages that contain them will say so at the top, and the disclaimer will say how they work.
Contact
Questions, corrections, and reports of outdated information are welcome. See the contact page.